It is important to understand the different types of coverage options available and ensure that your dwelling coverage limit accurately reflects the value of your home. In the event of a covered loss, dwelling insurance helps provide the funds needed to repair or rebuild your home, ensuring that you can continue to live in and enjoy your property. Dwelling insurance is usually purchased in addition to homeowners insurance and is an essential component of protecting your most valuable asset. It is specifically designed to cover the cost of repairing or rebuilding your home if it is damaged or destroyed by things like fire, storms, or other covered perils. Everything You Need to Know About Dwelling Insurance for Your Home What is Dwelling Insurance?ĭwelling insurance is a type of insurance coverage that focuses on protecting the physical structure of your home.
